Likely the quoted state is still pending approval, except if quoted in New York. The product is not available in New York.
The applicant is not eligible for the product based on pre-qualification questions.
Quoting outside of face amount and/or age ranges.
A Carrier Ineligible status is usually the result when the replacement question is answered as "Yes". You can not replace an existing policy with this product. If your client is not going to replace a policy it should be fine as long as there is nothing in the clients health/financial/criminal background that would cause a decline.
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